http://www.charlottesville--real--estate.com Luxury Charlottesville Real Estate and homes for sale Sat, 30 Jan 2010 17:38:32 +0000 http://backend.userland.com/rss092 en The Charlottesville real estate market boasts a wonderful track record for quality of living.   From city living to farms and estates, Charlottesville is a buyer's dream come true.  Besides the wide range of housing choices, Charlottesville also offers  a tremendous amount of educational, entertainment and cultural possibilities.   The awards Charlottesville, ... http://www.charlottesville--real--estate.com/charlottesville-real-estate-buyers/charlottesville-virginia-accolades-and-awards This is a great topic for home sellers as they do not really understand the auction method of sale as it pertains to real estate. So, is selling your home at auction a better way to go rather then listing it with a traditional real estate agent? The answer ... http://www.charlottesville--real--estate.com/auctions/real-estate-auctions-vs-traditional-real-estate-sales-which-is-right-for-you Is it a sales plan or marketing plan? The typical sales plan for a Realtor is to market the property on the MLS and wait for offers. Ok to be fair, I am a Realtor as well, we do run ads in the print media but typically most buyers find homes ... http://www.charlottesville--real--estate.com/auctions/real-estate-auctions-vs-traditional-real-estate-sales-which-is-right-for-you-part-2 Special thanks to Gabe Houston for his proposed “SOLUTIONS” document on the subject. After months of encouragement, Mr. Houston has memorialized our collaborative thoughts and conversations to paper. The proposed SOLUTION is a response to a letter sent from Leo W. Gerard of the United Steel Workers Union to Treasury ... http://www.charlottesville--real--estate.com/mortgage/700-billion-dollar-solutions%e2%80%a6 Here are the new updated conforming mortgage loan amounts as well as jumbo loans.  Please CLICK HERE for a detailed look by zip code.  If you have any underwriting questions please do not hesitate to ask. The guidelines are tight and we may have some great tips for getting the ... http://www.charlottesville--real--estate.com/mortgage/new-2009-conforming-loan-limit-by-zip-code The buyer financing contingency has left many sellers bitter and back on the market.  How can this happen?  The buyers had a pre-approval letter.  What went wrong? As a mortgage broker licensed in numerous states and one that has come from direct lending institutions such as GMAC-Ditech.com and LendingTree.com, this issue ... http://www.charlottesville--real--estate.com/mortgage/home-sellers-face-the-deaded-financing-contingency Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared.  Consider the following before starting negotiations: Be prepared Research the housing market in the target area. Once you have information about ... http://www.charlottesville--real--estate.com/charlottesville-real-estate-buyers/how-to-negotiate-with-sellers Serious home sellers along with direction from Realtors can easily navigate thru home inspection time bombs.  Seasoned listing agents help sellers avoid the home inspection contingency by ordering a home inspection on the sellers behalf before the home goes on the market. The home inspection contingency across many states is the ... http://www.charlottesville--real--estate.com/charlottesville-real-estate-buyers/smart-home-sellers-avoid-the-home-inspection-time-bomb This is one of the big questions always asked by clients in these tough situations.  There is a lot of mis-information on this subject which leads to fear.  Fear of the unknown, just compounds these tough situations.  So, I have enclosed a link that should shed more light on the ... http://www.charlottesville--real--estate.com/mortgage/short-sale-and-foreclosure-tax-consequences This article is outdated..  For the NEW 2009 Conforming and Jumbo Loan limits please CLICK HERE We are now getting a glimpse of how investors(mortgage providers) will be treating the new Fannie Mae/Freddie Mac conforming loan limits which were part of the national stimulus package. The first of many investors are ... http://www.charlottesville--real--estate.com/auctions/ew-conforming-loan-limit-calculator-by-zip-code